Flood insurance

Flood insurance

Just one inch of flood water can cause thousands of dollars in damage to your home, but most homeowners and renters insurance does not cover flooding. Only flood insurance helps you protect your home and savings.

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What does my policy cover?

Purchasing flood insurance will help protect the things you value. We offer different types of coverage to protect your home and belongings.

Here are examples of what may be covered with our flood insurance:

  • Electrical and plumbing systems
  • Furnaces and water heaters
  • Refrigerators, cooking stoves, and built-in appliances like dishwashers
  • Permanently installed carpeting
  • Permanently installed cabinets, paneling, and bookcases
  • Window blinds
  • Foundation walls, anchorage systems, and staircases.
  • Detached garages
  • Fuel tanks, well water tanks and pumps, and solar energy equipment