Homeowners insurance
Homeowners insurance provides coverage for damage to your house and other structures on the property where your house is located. However, not every possible cause of damage is covered. There are important limitations on coverage in homeowners insurance policies, depending on the cause of damage or the location of your home.
What does homeowners insurance cover?
In addition to your home, ensure you can repair or replace the items you value that aren’t permanently attached to your home or your property. Personal property is covered even if you’re on vacation, running errands or holding items in storage.
We cover you from these type of threats
- Nature: Lightning, wind or hail, freezing of a plumbing system, weight of ice, snow or sleet
- Random acts: Damages resulting from fire, theft or vandalism
- Other causes: Abrupt and accidental discharge of water from plumbing system, tearing/bulging of heating or cooling systems, artificially generated electrical current.