Renters insurance
Renters Insurance
Renters insurance covers your personal property, such as computers, TVs, electronics, bicycles, furniture, and clothing, both inside and away from your apartment, condominium, or rental home.
Key Coverages
- Personal Property Protection: Ensures that your belongings are covered against various risks, whether you’re at home, on vacation, running errands, or storing items.
- Nature-Related Threats: Provides coverage for damage caused by natural events like lightning, wind or hail, freezing of a plumbing system, and the weight of ice, snow, or sleet.
- Random Acts: Covers damages resulting from fire, theft, or vandalism.
- Other Causes: Includes protection against abrupt and accidental discharge of water from a plumbing system, tearing or bulging of heating or cooling systems, and damage from artificially generated electrical currents.
We cover you from these types of threats to ensure your peace of mind and financial security.
What does renters insurance cover?
Renters Insurance
Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, theft, burglaries, vandalism, or vehicle damage.
Key Coverages
- Fire and Smoke Damage: Protects your belongings from damage caused by fire and smoke.
- Water Damage: Covers sudden and accidental water damage, such as from a burst pipe or an overflowing appliance.
- Theft and Burglary: Provides coverage for stolen items in the event of theft or burglary.
- Vandalism: Covers damage to your personal property caused by vandalism.
- Vehicle Damage: Protects your belongings from damage caused by vehicles.
Affordable and Flexible
The average cost of renters insurance is quite affordable. The cost depends on the coverages and deductible you select. If you’re ready to get a renters insurance quote, let us know