Washington State Contractor Bonds
Get Bonded. Stay Licensed. Win More Jobs.
Washington State requires all registered contractors to carry a surety bond. Universal Insurance Services handles your bond alongside your full insurance program — one agency, everything covered.
Types of Contractor Bonds We Offer
From basic license bonds to large performance and payment bonds — we have the surety markets to get you bonded fast.
License & Permit Bond
Required by Washington L&I for all registered contractors. General contractors need a $12,000 bond; specialty contractors need $6,000.
Performance Bond
Guarantees you'll complete a project according to contract terms. Required on most public works and large private projects.
Payment Bond
Guarantees subcontractors, laborers, and suppliers will be paid. Required on Washington public works projects under the Little Miller Act.
Bid Bond
Required when bidding on public or large private projects. Guarantees you'll enter into the contract if you win the bid.
Maintenance Bond
Guarantees your work against defects for a specified period after project completion.
Subdivision Bond
Required by municipalities when developing land — guarantees completion of public improvements like roads and utilities.
Washington State Bonding Requirements
Required by Washington L&I for all registered general contractors.
Required by Washington L&I for all registered specialty contractors.
Typical cost for a $12,000 bond at 1–3% of bond amount.
Standard license bonds are often issued same-day or next-day.
Need a Bond Fast?
Same-day bonding for Washington contractors. One call covers your bond and your full insurance program.
20+
Surety Markets
Same Day
Bond Issuance
15+
Years Serving WA
All 39
WA Counties
Contractor Resource Center
Practical guides for Washington contractors — bonds, insurance, and protecting your business.
Contractor Surety Bonds in Washington State: What They Are and Why You Need One
Washington contractors must be bonded to get licensed and win jobs. Here is everything you need to know about surety bonds — types, costs, and how to get one fast.
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Material Costs for Small Contractors in Washington: How to Protect Your Margins
Rising lumber, steel, and supply costs are squeezing contractor margins across Washington. Here's how to estimate smarter, manage material risk, and protect your bottom line.
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Protecting Your Tools and Equipment from Theft on Washington Job Sites
Tool theft costs Washington contractors thousands every year. Learn what coverage options exist, what your policy likely doesn't cover, and how to protect your gear.
Read articleContractor Bond FAQs
Get Your Contractor Bond Today
Don't let a missing bond hold up your license renewal or cost you a job. We make bonding fast and affordable.
Serving all 39 Washington counties · Hablamos Español · Independent Agency